New Year, New Financial Habits
New Year, New Financial Habits
Building a Solid Foundation for the Year Ahead
Welcome to "New Year, New Financial Habits," a month-long journey about financial success and reaching your goals. Throughout the month, we'll provide tips and strategies to help you along the way. Join the MIDFLORIDA team to make this year a financially healthy one!
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A weekly series that explores concepts related to this months's theme.
Budget Basics
From setting goals to paying off loans, the basics of effective budget management.
Setting financial goals offers the chance to step back from everyday pressures, allowing us to think about how we’d like to be rather than how we are.
No matter what your financial goal, it's important to have an accountability system in place.
A big part of budgeting is identifying income and listing expenses.
After you've identified your income and tracked your spending, it's time to compare the numbers, gain perspective, set priorities, and make changes.
Tracking your money can be a powerful way to spot unplanned spending.
Cash flow is a key indicator of your financial health.
Looking for ideas for ways to save money? Almost everyone can find a way to save using at least one of these tips.
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November 2025
Starting a Business
Explore the process of starting a new business from estimating start up costs to hiring employees.
Entrepreneurship is the act of starting and running a business, which brings both potential benefits and risks.
Market conditions play a crucial role in the success of a new business and involve factors such as consumer demand, competition, and economic growth.
Starting a successful new business requires careful planning and budgeting of both one-time and ongoing costs.
Creating a business plan is a crucial step for starting a new business, whether it is a small home-based operation or a venture-backed tech company.
Choosing a business name is a critical step in starting a new company since it affects the company's brand identity, customer recognition, plus more.
The legal structure of a new business is an important decision with both tax and legal implications, so it's important to choose wisely.
Starting a new business involves registering with state, federal and sometimes even local governments.
Finding capital for a new business can be challenging, but there are a number of options to consider.
Understanding and managing taxes are key to every business owner or self-employed individual.
Buying an existing business or a franchise are two options for entrepreneurs looking to start a business quickly. Let’s explore the potential pros and cons of each option.
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About MIDFLORIDA
Since our founding in 1954, MIDFLORIDA has grown to serve members throughout the state of Florida, with branches coast-to-coast from Gainesville to Naples. Our products and services rival any local bank, while maintaining the credit union philosophy of excellent personal attention.