This Week @ MIDFLORIDA Credit Union

Short, timely articles based on a real-world weekly theme.

Wrapping Up the Financial Year

The end of the year is the perfect time to take stock of your financial life. This week, we’ll explore how to reflect on your financial year, celebrate your progress, and set attainable goals for success in the year ahead.
A man reviewing bills while drinking coffee.

Year-End Money Moves

From auditing your spending to setting financial goals for the coming year, now's a great time to take stock and plan for the future.

A woman reviews her financial statements.

Conducting a Year-End Financial Inventory

Whether you're saving for retirement, paying off debt, or planning a major purchase, an annual financial review ensures you're on track.

A jar of cash.

Flexible Spending Funds: Use It or Lose It

If you have a Flexible Spending Account, the end of the year brings an important deadline: using your savings or lose it.

A woman introduces herself at a job interview.

Managing Bonuses and Other Year-End Income

While a year-end bonus can feel like a windfall, it's essential to handle it wisely.

A woman creates a priority list with sticky notes.

Maximizing Employee Benefits

As the year winds down, it's a great time to review your employee benefits and plan for coming year.

A woman thinking while looking out of a window.

Reflecting on Your Financial Year

Whether you hit major milestones or stumbled along the way, reviewing your progress can provide insights, help you celebrate wins, and shape your path forward.

Two friends reaching the top of a mountain.

Setting Financial Goals for the New Year

Financial growth doesn't happen by accident - it results from planning, consistent effort, and clear goal-setting.

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Managing Holiday Debt

If you spent more than expected this holiday season, you're not alone. Let's explore strategies for minimizing the total cost of holiday debt and starting the new year with confidence.

Unwrapping Financial Peace

The holidays are a season of giving, joy, and togetherness - but they can also be a season of financial strain.

A perplexed woman looking at a document.

Holiday Debt and Your Money

Buying gifts can spread holiday cheer. But in January, the credit card bills can feel like a lump of coal in your financial stocking.

A pleased woman is reviewing her investment results.

Tackling Holiday Debt

By using a combination of smart debt repayment methods and budget adjustments, you may be able to repay holiday debt quicker than you'd expect.

A man reviewing his budget at home.

Debt Consolidation: Pros and Cons

Debt consolidation offers a way to streamline your debt into one manageable payment, but is it right for you?

A woman in her living room entering figures into a calculator.

A Safety Net for Holiday Expenses

Between unexpected travel costs, last-minute gifts, and the temptation to overspend, financial surprises are common. That's where an emergency fund comes in.

A person looking into the sunset by a lake.

Managing Financial Stress During the Holidays

With a few practical strategies, you can minimize financial stress and enjoy the holidays without financial stress dragging you down.

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About MIDFLORIDA

Since our founding in 1954, MIDFLORIDA has grown to serve members throughout the state of Florida, with branches coast-to-coast from Gainesville to Naples. Our products and services rival any local bank, while maintaining the credit union philosophy of excellent personal attention.

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