This Week @ MIDFLORIDA Credit Union

Short, timely articles based on a real-world weekly theme.

Credit Confidence

Credit doesn’t have to be confusing or intimidating. This week breaks down how credit works, how it’s built, and how to use it wisely.

How Does Credit Go Bad?

A quick explanation of how credit scores head south.

Unexpected Ways Bad Credit Can Affect Your Life

Credit problems can do more than prevent you from getting a loan.

The Financial Effects of Bad Credit

A review of a few ways bad credit can wreak havoc on your finances.

The Fundamentals of Credit and Banking

Credit and banking are the cornerstones of the modern consumer lifestyle. By mastering the basics today, you can put yourself in a position to prosper tomorrow.

How Can I Fix My Credit? (Part One)

A guide to help you repair credit problems as painlessly as possible.

How Can I Fix My Credit? (Part Two)

The second section of our guide to comprehensive credit repair.

Reduce Interest Rates By Raising Your Credit Score

Raising your credit score and minimizing debt can pay big dividends when borrowing for a home.

New themes are posted every Sunday.

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Last Week @ MoneyEdu

Budget Like a Boss

Budgeting doesn’t have to be stressful. This week focuses on simple strategies to help people take control of their cash flow and spend with confidence.

Before You Begin: Mastering Your Cash Flow

Before setting up automatic payments and transfers, it's important to understand your monthly spending patterns.

Setting the Stage for Spending

How every design decision in a retail store is geared toward increasing sales.

A Path to Intentional Spending

Strategies for creating a spending plan that reflects your priorities and enhances your well-being.

The 50/30/20 Budgeting Rule

The 50/30/20 budgeting rule offers a simple yet effective way to organize your spending and saving.

How People Spend Their Money

National spending averages can be interesting, but the real goal is to build a spending plan that fits your life instead of copying someone else’s.

The Value of Auditing Your Spending

The way in which small expenses add up is not always obvious.

Pay Yourself First and Make It Automatic

By committing to pay yourself first with regular automatic deposits, you can achieve your goals with long lasting results.

About MIDFLORIDA

Since our founding in 1954, MIDFLORIDA has grown to serve members throughout the state of Florida, with branches coast-to-coast from Gainesville to Naples. Our products and services rival any local bank, while maintaining the credit union philosophy of excellent personal attention.

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