Financial Stress Assessment

A man reviews financial statements in his kitchen. A man reviews financial statements in his kitchen.

Is financial stress affecting more than just your wallet?

Managing financial stress is about more than paying bills on time or sticking to a budget. When money worries persist, they can take a toll on your emotions, physical health, and even your relationships - sometimes without you realizing it.

This assessment is a shortened version of the APR Financial Stress Scale, designed to give you insight into how financial stress may be impacting you. It measures stress across three dimensions: Affective (emotional), Physiological (physical), and Relational (social).

Please rate how much you agree or disagree with each statement about your current financial situation:

If you neither agree nor disagree with the statement, select "Neither" as the answer.

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I have more frequent muscle pain because of my financial situation.

I feel anxious about my financial situation.

I often argue with my spouse/significant other because of financial matters.

I feel emotionally drained because of my financial situation.

I am sensitive to noise because of my financial situation.

My heartbeat increases because of my financial situation.

I feel frustrated because of my financial situation.

I have stomach aches frequently because of my financial situation.

I feel depressed because of my financial situation.

My financial situation frequently interferes with my relationship with colleagues.

My financial situation frequently interferes with my family relationship.

My financial situation interferes with my daily job performance.

All done!

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